Conditions of Use
1. General
1.1. Welcome to Meritancing (the "Website").
Contact us at info@meritancing.com
1.2. This Website provides information on third-party platforms ("Third-Party Platforms") for trading purposes (the "Services").
1.3. These Terms govern Your ("You", "Your", or "User") access to the Website and Services. You must read these Terms carefully before accessing the Services. These Terms constitute a legally binding agreement between You and the owner of the Website. If You do not accept these Terms in full, You must not use the Website. These Terms may be amended from time to time.
These Terms incorporate our Privacy Policy. By accepting these Terms, You also agree to our Privacy Policy. (Read our Privacy Policy here.)
2. Eligibility
2.1. Access to the Website is subject to the following conditions being met:
2.1.1. You are at least 18 years of age.
2.1.2. You have the legal capacity to agree to these Terms and Conditions.
2.1.3. The laws applicable in your country of residence or use do not prohibit access to the Website or its services.
2.2. We make no guarantees, representations, or warranties regarding the legality of the Website or services for any individual user. We are not responsible for any unlawful use of the Website or its services by any user.
Restricted Territories
3.1. We reserve the right to restrict access to the Services and/or Website (or any portion thereof) for: (i) Users residing in Restricted Territories; and (ii) Users we reasonably consider to present a regulatory, legal, or reputational risk.
3.2. Additional conditions may apply before we accept Users who are citizens of, or based in, certain countries. If a User travels into a Restricted Territory, the Website or Services may be temporarily unavailable or blocked.
4. Prohibited activities
4.1. By using the Site and Services, you agree not to:
4.1.1. Upload, download, share, publish, transmit, or distribute: (a) content that infringes intellectual property, privacy, or other proprietary rights; (b) content that is unlawful to publish or distribute due to defamation, slander, or racial vilification; (c) content containing viruses or malicious software capable of harming our systems or those of third parties, or that blocks or restricts other users from accessing the Site; (d) content that violates any applicable law; or (e) advertising or promotional material not approved by us in writing.
4.1.2. Remove, alter, or obscure any proprietary attributions, legal notices, labels, or designations on the Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with or disrupt other users' access to or use of the Website or Services.
4.1.5. Use bots or other automated means to access the Website or Services.
4.1.6. Upload or transmit — or attempt to upload or transmit — any data collection or tracking mechanisms, including web bugs, cookies, or spyware, without our express written consent.
4.1.7. Frame, mirror, or otherwise simulate the appearance or functionality of the Services.
4.1.8. Violate any applicable laws or regulations, or facilitate illegal activity, including trademark infringement, copyright violation, defamation, privacy breach, identity theft, or distribution of counterfeit software.
4.1.9. Modify or alter the Website's source code, or upload applications or software that may damage the Website or cause harm to any person.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software on the Website or used to provide the Services.
4.2. These Terms are in addition to any other rights available to us. If we reasonably believe your use of the Website or Services breaches these Terms or any applicable law, we may monitor your activity, restrict or block your access, disclose your conduct on the Website to relevant parties, or take any other appropriate action to protect the rights and property of third parties.
5. Intellectual Property Rights All content on this platform — including but not limited to text, graphics, logos, icons, images, audio clips, software, and data compilations — is the property of the Company or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, transmit, republish, display, or exploit any material from this platform, in whole or in part, without prior written authorisation from the Company. Unauthorised use may give rise to a claim for damages and may constitute a criminal offence. The Company name, logo, and all related product and service names, design marks, and slogans are trademarks of the Company. No licence or right to use any trademark is granted by these terms. Any use of the Company's trademarks without express written consent is strictly prohibited. Third-party trademarks, service marks, and logos appearing on this platform remain the property of their respective owners. Their appearance does not imply any affiliation with or endorsement by the Company. If you believe any content on this platform infringes your intellectual property rights, please contact us with sufficient detail to allow us to investigate and respond appropriately.
5.1. The Website's content — including video, text, images, logos, sounds, designs, trademarks, and other materials — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interest in the Services and Website belong to us. Using the Services or Website under these Terms does not grant you any intellectual property rights beyond the limited right to use them as permitted herein.
5.3. The Website and Services may only be accessed for personal, non-commercial purposes.
5.4. You must not permit any person to modify, reverse engineer, decompile, copy, sublicense, rent, or create derivative works from the Services or Website.
6. Limitation of Liability To the fullest extent permitted by applicable law, the Company, its affiliates, directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, goodwill, or business opportunities — arising from or in connection with your use of, or inability to use, the Platform or its services, even if the Company has been advised of the possibility of such damages. The Company's total cumulative liability to you for any claims arising under or in connection with these Terms shall not exceed the greater of: (a) the total fees paid by you to the Company in the twelve (12) months preceding the event giving rise to the claim, or (b) SGD 100. These limitations apply regardless of the legal theory under which the claim is brought — whether in contract, tort, negligence, strict liability, or otherwise — and shall survive termination or expiry of these Terms. Some jurisdictions do not permit the exclusion or limitation of certain categories of liability. Where such restrictions apply, the Company's liability shall be limited to the minimum extent permitted by law. Nothing in these Terms excludes liability that cannot lawfully be excluded, including liability for fraud or fraudulent misrepresentation.
6.1. The Website and Services are provided solely at your own risk. We make no warranties, express or implied, regarding the Website, the Services, or your use of either — including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, timeliness, or uninterrupted delivery. All content and functionality available on or through the Website is provided "as is," "as available," and without any guarantee of outcome.
6.2. We are not responsible for any errors, omissions, or inaccuracies in the content published on the Website, nor for any disruptions or interruptions to transmissions to or through the Services.
6.3. We do not accept liability for any loss — direct or indirect — incurred by you or any third party through your use of the Website or Services. You are solely responsible for any decisions made in reliance on information provided on the Website or through the Services.
6.4. We are not liable for any loss or damage — direct, indirect, or consequential — suffered by you or any third party, including loss of income or data arising from use of the Website or Services. This limitation of liability applies to the fullest extent permitted by applicable law.
6.5. We accept no responsibility for failures or disruptions caused by internet or telephone line faults, computer hardware or software issues, system or server failures, or any other technical infrastructure outside our control. We are not liable for any consequences arising from your use of the internet to access the Website or Services.
7. Third-Party Content and Services Our platform may include content, products, or services provided by third parties. These may appear as links, integrations, or embedded features within our services. We do not control, endorse, or take responsibility for any third-party content, websites, or services accessible through our platform. Third parties operate under their own terms, privacy policies, and practices, which we encourage you to review before engaging with them. Access to third-party content or services is at your own risk. We are not liable for any loss, damage, or harm arising from your use of, or reliance on, any third-party content, products, or services. We reserve the right to remove or restrict access to third-party content or integrations at any time, without prior notice, where we consider it necessary to protect the integrity of our platform or the interests of our users.
7.1. When using the Services, you may encounter content from third parties, including advertisements or reviews of Third-Party Platforms.
7.2. We do not take responsibility for any information or products referenced through such content, which may not always be current or accurate.
7.3. Verify the accuracy of all information before making any decision. You are solely responsible for any decisions and actions taken based on that information.
8. Links
8.1. This site contains both advertisements and third-party content accessed via external links. Before downloading, relying on, or accessing any information, software, or materials from third-party websites, or completing any purchase or transaction through them, exercise appropriate caution. These links are provided for convenience only. We are not liable for any damage or loss arising from your use of or reliance on any information, products, or services available through third-party websites or applications.
8.2. The inclusion of hyperlinks on this site does not constitute endorsement, authorisation, affiliation, or any other form of approval by us in relation to those websites, their software, or their administrators.
8.3. We have not reviewed all linked websites and cannot be held responsible for their content or software. We caution you to exercise due diligence before using, relying on, or purchasing anything from third-party websites or applications. We accept no liability for any damage or loss resulting from your use of or reliance on content, information, or products accessible through external sites.
8.4. It is your responsibility to review the terms and policies of any third-party websites before engaging with them. We strongly recommend doing so prior to making contact with any third-party site.
9. Miscellaneous
9.1. We may alter, suspend, or modify our Services at any time. Such changes will not give rise to any claims against us.
9.2. These Terms may be modified at any time. We will notify you by publishing the updated version with a revised date at the top. Changes take effect within a few business days. Continued use of the website after changes are published constitutes your acceptance of the updated Terms.
9.3. The User acknowledges that any information transmitted via the website does not create any relationship beyond what is explicitly stated in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. Any promise, declaration, or agreement — whether oral or written — not contained in these documents is not legally binding on either party.
9.5. Failure to exercise any right or power under these Terms does not constitute a waiver of that right or power. Any partial exercise of a right or remedy does not preclude any further exercise of the same or any other right or remedy.
9.6. If any provision of these Terms is found invalid by a court of competent jurisdiction, the remaining provisions continue in full force and effect, interpreted as if the invalid provision had been excluded, while reflecting the original intent of that provision to the extent permitted by the court's ruling.
9.7. We may transfer or assign our rights and obligations under these Terms to third-party partners, including the operation and management of the website and its services. You may not assign or transfer your rights or obligations under these Terms.